Vision Insurance

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Vision Insurance

Protect your family

Find Vision Provider


MetLife’s Vision Provider Network

The MetLife Vision provider network includes highly skilled, professionally certified optometrists and ophthalmologists2 who offer comprehensive vision exams and ways to purchase glasses or contacts in office. You have the freedom to choose from both in and out of network vision providers. Usually appearing in other pieces, that out-of-network costs may be higher.

You can locate a participating MetLife Vision provider in your area or call MetLife Vision 24/7 at 1-855-MET-EYE1 (1-855-638-3931).

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Vision PPO Plan

Vision PPO Plan

Our PPO plan offers lower

VisionAccess

VisionAccess

A discount vision care program focused on savings for eye exams, glasses and frames, and laser vision correction.

MetLife Vision can help you and your family see well, stay healthy, and save.4

Save on routine eye exams

MetLife VisionAccess is a discount program available to employees of participating groups.

  • Amazing discounts on eye exams, eyewear such as glasses and contact lenses, and laser vision correction services5
  • Thousands of participating vision providers, conveniently located
  • Coverage for the whole family
  • No enrollment or claim forms needed

 

 

 

Ask your Employer about Vision Access

 

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Get Annual Eye Exams

Annual eye exams help protect your vision

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Ready to protect you and your family’s vision health? With lower out-of-pocket costs and an expansive network of providers, it’s never been easier.

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Vision Insurance 

Learn how regular visits to your eye care professional can do more than just protect your eyesight.

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Why MetLife

150 years of expertise

Collaborate with our experts to help you explore options and recommend the right benefits at the right price.

Unmatched Value

From set-up to enrollment and ongoing service through claims, our dedicated service teams are with you and your clients every step of the way.

Insurance for every stage

MetLife's insights and expertise provide a wide range of benefit solutions. From health and auto, to legal, life and so much more. 

Vision Insurance FAQ's

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No. You and your dependents each have the freedom to choose any provider.

Yes. You will need to check with your provider to see what their policy is for filling another provider’s prescription. However, your plan only covers glasses or contact lenses once per frequency, so check with your employer for details.

No. You do not need an ID card in order to get services through this vision plan.

If you visit a participating MetLife Vision provider, they will confirm your eligibility, calculate any out-of-pocket costs, and submit a claim on your behalf at the time of service. 

If you visit an out-of-network provider, you are responsible for paying the provider in full for the services and eyewear received at the time of your appointment, including taxes. Then you must submit a completed MetLife Vision claim form and itemized receipt to: 

MetLife Vision Claims
PO Box 385018
Birmingham, AL 35238-5018

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Contact your employer for more information.

1 Savings from enrolling in a MetLife vision benefits plan will depend on various factors including, the cost of the plan, how often participants visit an eye-care professional and the cost of services and eyewear received.

2 Certain providers may participate with MetLife through an agreement that MetLife has with a vendor. Providers available through a vendor are subject to the vendor’s credentialing process and requirements, not MetLife’s. If you should have any questions, contact MetLife Customer Service.

3 When you visit an out-of-network provider, you are responsible for any copay amounts and a portion of the costs for these services. You will typically pay for the full cost of the treatment at the time of service, then submit a claim form for reimbursement from MetLife.

4 Savings from enrolling in a dental benefits program will depend on various factors, including, the cost of the program, how often members visit a dentist and the cost of services rendered.

5 Custom LASIK coverage only available using wavefront technology with the microkeratome surgical device. Other LASIK procedures may be performed at an additional cost to the member. Laser vision care discounts are only available from participating facilities.

Vision insurance is issued by Metropolitan Life Insurance Company, New York, NY. Certain claim and network administration services are provided through Vision Service Plan (VSP), Rancho Cordova, CA. VSP is not affiliated with Metropolitan Life Insurance Company or its affiliates.

MetLife VisionAccess is a discount program and not an insured benefit. The program is available at no charge regardless of enrollment in other MetLife benefits. Participation in the vision discount program is not contingent on the purchase of a MetLife product. It is provided through Vision Service Plan (VSP), Rancho Cordova, CA. VSP is not affiliated with MetLife or its affiliates.