Dental insurance is a smart way to protect both your smile and your wallet.
Protect your eyesight and your wallet with vision insurance.
Protection for life’s unexpected moments.
Financial security when employees need it most.
Protection from costly hospital stays.
With us by your side, you can help your employees protect their family should the worst happen while balancing your own costs
MetLife delivers streamlined, responsive care for all types of work leaves and may help your employees protect their income.
Need access to expert legal help?
You can help your employees to save more for the unexpected, thanks to MetLife Health Savings & Spending Accounts.
A pet is more than just a pet – they are an essential part of the family.
From preventative care to major services, dental visits can often be expensive. Did you know that a crown can cost up to $1,535?2
A comprehensive benefits plan can help you afford appointments and prevent future issues.
Routine vision care visits are always included, and you get valuable coverage for glasses, contacts, and even laser vision correction services.3 Plus, enjoy discounts on vision wear and services.
Accidents happen. And while they can’t always be prevented, employers can provide their employees with financial support4 needed to help make their recovery less expensive and less stressful.
When a family member receives a critical illness diagnosis, the burden can be physically, emotionally and financially overwhelming. The help of a financial cushion4 can provide welcomed relief and allow employees to focus on getting back on track — without worrying about finding the extra cash to cover some of their expenses.
Help protect employees from the out-of-pocket costs that often come with hospital stays, such as co-pays, deductibles, and out-of-network charges. Most medical plans don’t cover all costs, but you can help employees stay protected from the unexpected.
It’s valuable protection that offers a wide range of coverage options for your entire family after you’re gone.
Administering disability, absence, or leave management programs can be challenging and time consuming for any business. Count on us to deliver the right solution and minimize administration for your organization.
For a low monthly cost, MetLife offers an extensive network of attorneys with unlimited usage.
A suite of savings and spending solutions designed with your individual business needs in mind. Enjoy flexible plan options that meet individual employee needs and an HSA offering with robust investment options and interest rates on cash balances that are more than 3x the industry average.*
Many employees are likely to come home to a beloved cat and dog after they leave work for the day. By helping them care for their furry family members, you can give them the confidence that their pets are protected.
1 19th Annual MetLife EBTS study
2 American Dental Association; Dentists: Doctors of Oral Health, American Dental Association, Chicago, IL, http://www.ada.org/en/about-the-ada/dentists-doctors-of-oral-health. Accessed February 1, 2021.
3 Vision benefits are underwritten by Metropolitan Life Insurance Company, New York, NY. Certain claims and network administration services are provided through Vision Service Plan. In certain states, availability of MetLife’s group vision benefits is subject to regulatory approval. Vision Service Plan is not affiliated with Metropolitan Life Insurance Company or its affiliates.
4 Covered services/treatments must be the result of an accident or sickness as defined in the group policy/certificate. See your Disclosure Statement or Outline of Coverage/Disclosure Document for more details.
5 Hospital does not include certain facilities such as nursing homes, convalescent care or extended care facilities. See MetLife’s Disclosure Statement or Outline of Coverage/Disclosure Document for full details. For hospital indemnity insurance, there is a pre-existing exclusion for covered sicknesses. See your Disclosure Statement or Outline of Coverage/Disclosure Document for full details.
6 The Heart Attack Covered Condition pays a benefit for the occurrence of a myocardial infarction, subject to the terms of the certificate. A myocardial infarction does not include sudden cardiac arrest.
7 Please review the certificate for specific information about cancer benefits. In most states, not all types of cancer are covered.
8 In certain states, the Covered Condition is Severe Stroke.
9 Please review the Outline of Coverage for specific information about Alzheimer’s disease.
10 Source: Protection from high medical costs. https://www.healthcare.gov/why-coverage-is-important/protection-from-high-medical-costs/. Accessed September 2021.
11 CARAVAN survey conducted by ENGINE on behalf of MetLife Legal Plans, January 2020.
12 2019 Employee Benefit Adviser “5 benefit perks to entice top millennial talent to your clients”.
13 MetLife Simply Smart Bundles are available for groups with 10-99 eligible employees.
14 For Florida groups with 10–50 eligible employees, only 1-year rate guarantees are available on Dental and Vision plan designs. For Florida groups, 51-99 eligible lives are required to qualify for the guaranteed 6% rate cap on the dental plan upon renewal for a second year.
*MetLife Internal Analysis (last updated February 2022). Cash savings balances in an HSA earn interest through a funding agreement issued to the custodian bank, are not FDIC insured, and are subject to the financial strength and claims paying ability of Metropolitan Tower Life Insurance Company. The interest rate earned on the assets allocated to the funding agreement option are declared to the custodian and are guaranteed for at least 12 months from the date the interest rate is declared. There may be different interest rates applicable to different allocations depending upon when the allocation was made to the funding agreement option. The funding agreement option provides the investor with a stable rate of return over time. Metropolitan Tower Life Insurance Company may earn a spread from assets allocated to the funding agreement option available under HSAs.