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Ancillary products & services

Having the right Life and Long Term Disability insurance is a top priority for globally-mobile employees and is a critical component, not only to their assignment experience, but their mental and financial well-being. Support globally-mobile employees by providing a solid foundation of protection with our unrivaled suite of ancillary benefits and value-added services.

Basic Life Insurance

Helps meet a portion of income in the event of premature loss.

Accidental Death & Dismemberment (AD&D)

Provides benefits in case of unexpected events that result in loss of life, hands or feet, thumb and index finger, sight in one or both eyes or any combination of the above.

Long Term Disability

Replaces a portion of income when an employee is unable to earn a paycheck and perform the material duties of their job due to sickness or as a direct result of accidental injury.

Give globally-mobile employees the best of both worlds

We have collaborated with another leading global benefits carrier, GeoBlue, to deliver Globaline™ — a comprehensive suite of Health, Life and Long Term Disability products and services for expat employees, packaged in a single solution. Globaline provides simplicity — without sacrificing quality of benefits or ease of administration.

Helping to ensure final wishes are clear

Our Life insurance offering includes will preparation and digital estate planning services at no extra cost. This service provides members with the resources they need to create or update a will. With expert legal guidance from our vast network of plan attorneys, members can feel confident they're making the life decisions that are right for themselves and their family.1

Helping settle estates with confidence

Settling an estate can be a complex and lengthy process, but it doesn't have to be. Our Life insurance offering includes estate resolution services at no additional cost. These services can make the probate process easier by guiding employees through the nuances of settling an estate. Whether an employee has questions about the probate process or requests court representation, our vast network of plan attorneys are there to assist in planning for life's unexpected outcomes.2

Providing support through difficult times

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A Living Tribute with Every Life Policy

We’re there for beneficiaries, providing comfort, support and ongoing guidance in times of change and need. That's why we're a part of MetLife’s Legacy Trees™ program, and pledge to plant one tree in memoriam of every Life insurance policyholder who passes away.

Global plans require global expertise

We have over 60 years of global benefits experience, helping our customers meet the unique needs of their globally-mobile employees.

1, 2 MetLife's Will Preparation and Estate Resolution services are offered by MetLife Legal Plans, Inc., Cleveland, OH. In certain states, legal services benefits are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and affiliates, Warwick, Rhode Island. For New York sitused cases, the Will Preparation service is an expanded offering that includes office consultations and telephone advice for certain other legal matters beyond Will Preparation. Tax Planning and preparation of Living Trusts are not covered by the Will Preparation Service. Certain services are not covered by Estate Resolution Services, including matters in which there is a conflict of interest between the executor and any beneficiary or heir and the estate; any disputes with the group policyholder, MetLife and/or any of its affiliates; any disputes involving statutory benefits; will contests or litigation outside probate court; appeals; court costs, filing fees, recording fees, transcripts, witness fees, expenses to a third party, judgments or fines; and frivolous or unethical matters.

3 Grief Counseling services are provided by a vendor not affiliated with DelAm, and the services provided are separate and apart from the insurance provided by DelAm. The vendor’s network of counselors have master’s or doctoral degrees and are licensed professionals. The Grief Counseling program does not provide support for issues such as: domestic issues, parenting issues, or marital/relationship issues (other than a finalized divorce). For such issues, members should inquire with their human resources department about available company resources. Events that may result in a loss are not covered under this program unless and until such loss has occurred. This program is available to Employees and their family members, as well as to beneficiaries at the time of a death claim. Family members are defined as an Employee’s lawful spouse, domestic partner, natural child, adopted child, and stepchild. Services are not available in all jurisdictions and are subject to regulatory approval.

MetLife’s worldwide benefits products are underwritten by Delaware American Life Insurance Company, a MetLife affiliate domiciled at 600 North King Street, Wilmington, DE 19801, and other affiliates.

Like most group insurance policies, insurance policies offered by MetLife contain certain exclusions, exceptions, waiting periods, reductions, limitations, and terms for keeping them in force. Ask your MetLife representative for costs and complete details.