Structured Settlement Solutions

Our experts will work with you to build innovative, tax-advantaged solutions that meet your or your client’s unique needs.

Qualified Assignments

Turn a claimant’s settlement into a stream of guaranteed periodic payments for personal, physical injury, physical illness, or workers compensation claims and disputes. 

Benefits include:

  • Tax-free income
  • Customized payment streams
  • Guaranteed payments for life1
  • Payments to the beneficiary 

Non-Qualified Assignments

A tax-advantaged solution providing guaranteed periodic payments for cases that fall outside of personal physical injury claims and litigation.

Benefits include:

  • Guaranteed payments for life1
  • Manage taxable income with periodic payments2
  • Leverage lower tax brackets by spreading tax liability2
  • A financial planning opportunity as a source of reliable income

Periodic Payment Agreements

Intended for claims that are not eligible for a qualified assignment, pursuant to IRC Section 130 which include: Pre-1997 workers compensation cases and workers compensation cases where the carrier must remain contingently liable, individual disability and wrongful imprisonment claims that do not involve physical injury. 

Buy & Hold

For use with personal physical injury, physical illness or workers compensation claims where the defendant, insurer, or employer purchases and owns the annuity

Mass Torts

MetLife can work with you to develop innovative solutions for the most complex litigation settlements.

Our experience in mass torts includes:

  • Major industrial accidents
  • Product liability
  • Wrongful death actions

Funding Agreements

A funding vehicle for business to business transactions that provides predictable fixed future payments:

  • Simplicity
  • Attractive returns
  • Preservation of principal
  • Customized distributions

About structured settlements

Learn how to put them to work for you.

Why choose MetLife?

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Simple and Easy

  • Our superior service makes it easier for you to do business
  • The settlement solution is tailored to meet the claimant’s specific needs for payments
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  • Work with a dedicated team of industry specialists
  • The MetLife family of companies have a 150-year history of navigating changing market conditions
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  • We are committed to the structured settlement market 
  • Our company’s financial strength is consistently rated highly by major rating agencies3 
MetLife’s 2021 Structured Settlements Poll

Learn about 3 of the most top-of-mind questions surrounding brokers and structured settlements

1 All guarantees are subject to the financial strength and claims-paying ability of Metropolitan Tower Life Insurance Company.

2 Any discussion of taxes is for general informational purposes only and does not purport to be complete or cover every situation. MetLife, its agents and representatives may not give legal, tax or accounting advice and this document should not be construed as such. You should confer with your qualified legal, tax and accounting advisors as appropriate.

3 FORTUNE 500® is a registered trademark of FORTUNE® magazine, a division of Time, Inc.