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Choice of solutions for lifetime income in retirement

Empower your employees to confidently retire on time knowing they will have a guaranteed lifetime income solution designed to complete your defined contribution retirement plan. Our income annuities provide a fixed paycheck for life — no matter how long that is.1,2

Income Now

MetLife Guaranteed Income Program (MGIP)

A fixed immediate income annuity for employees who are planning to retire and would like benefit payments to begin within 12 months.

  • A series of consistent, predictable income payments that begin within a year of purchase and are guaranteed for as long as a participant lives.1
  • The option to add inflation protection and/or a cash refund for additional protection of a participant’s money and loved ones.

Income Later

MetLife Retirement Income Insurance

A fixed deferred income annuity for employees who are planning to retire and would like benefits payments to begin at a later age (typically 80-85).

  • A longer deferral period which translates into higher income payments once they begin.
  • A reduced required minimum distribution which means less reportable income.
  • Protection against longevity risk while remaining assets in the DC plan can continue to grow over time.

Why Choose Us?

With a team of experts supporting you every step of the way, you’ll see how easy it is to implement our easily adaptable solutions.

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  • Seamless plan integration for easy implementation.
  • Requires no expensive or timely build.
  • Institutional pricing at no additional cost to you.
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  • Dedicated client managers ensure smooth implementation and provide ongoing program support.
  • Award-winning employee educational program to help employees understand how the product works. 
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  • MetLife serves more than 90 of the FORTUNE 100® companies.3
  • Extensive experience providing institutional income annuities.